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This website contains Equity and Fixed Income Research Reports produced by Scotiabank, Global Banking and Markets Research Analysts which are governed by IIROC and FINRA requirements, as the case may be. In addition, this website contains Desk Analyst, Economic and Strategic Reports produced by Scotiabank personnel who are not Research Analysts, which are not governed by the same requirements as Research Reports, therefore, they may not undergo the same supervisory review nor contain the conflict of interest disclosures contained in the Research Reports. Please refer to the specific references on each Report for further details.